Privacy Policy

Information We Collect

When you interact with our platform, we gather specific types of information to provide personalized budget analysis and improve your experience. This includes data you provide directly and information collected automatically through your use of our services.

Personal Information You Share

• Your name, email address, and phone number when you register for an account
• Financial data including income sources, expense categories, and budget goals you choose to track
• Payment information processed through secure third-party providers when you subscribe to premium features
• Communication preferences and any feedback you provide through our contact forms
• Profile information including your location within Australia and household size for tailored recommendations

Data Collected Automatically

Our systems automatically log technical information about your interactions with the platform. This helps us maintain security and understand how people use our services.

• Device information such as browser type, operating system, and IP address
• Usage patterns including pages visited, features accessed, and time spent on the platform
• Cookies and similar tracking technologies that remember your preferences
• Log data that helps us troubleshoot technical issues and prevent unauthorized access

How We Use Your Information

We process your data for specific purposes that directly support the services you've requested. Every piece of information serves a clear function in delivering budget analysis tools and maintaining platform security.

• Service Delivery: We analyze your financial data to generate personalized budget trends, spending insights, and savings recommendations specific to Australian cost-of-living factors
• Account Management: Your contact details allow us to communicate about account updates, service changes, and respond to your inquiries through our Newcastle support team
• Platform Improvement: Usage data helps us identify which features matter most to Australian households and where we can make the experience better
• Security Monitoring: We review access patterns and login attempts to protect your financial information from unauthorized access
• Legal Compliance: We maintain records as required under Australian financial services regulations and respond to lawful requests from authorities

Data Sharing and Third Parties

We don't sell your personal information to anyone. However, running a financial analysis platform means working with trusted service providers who help us deliver features you rely on.

Service Providers We Work With

• Cloud Hosting Partners: Australian-based servers store your encrypted data securely
  • These providers maintain ISO 27001 certification and comply with Australian data standards
  • Your financial information never leaves Australian territory
• Payment Processors: PCI-DSS compliant services handle subscription payments without exposing your card details to our systems
• Analytics Tools: We use privacy-focused analytics that aggregate usage data without identifying individual users
• Email Service Providers: Trusted platforms deliver account notifications and opted-in communications on our behalf

Legal Disclosure Requirements

In limited circumstances, we may share information when legally required. This includes responding to court orders, complying with regulatory investigations, or protecting against fraudulent activity. We review each request carefully and only provide the minimum information necessary.

Your Privacy Rights

Australian privacy law gives you significant control over your personal information. These rights aren't just theoretical — we've built systems to make exercising them straightforward.

• Access Your Data: Request a copy of all personal information we hold about you, delivered within 30 days
• Correction Rights: Update or fix any inaccurate information directly through your account settings or by contacting our team
• Deletion Requests: Ask us to permanently remove your account and associated data, with certain legal retention exceptions
• Data Portability: Export your budget data in common formats to use with other financial tools
• Marketing Opt-Out: Stop receiving promotional communications while maintaining essential service notifications
• Complaint Process: Raise concerns with our privacy officer or escalate to the Office of the Australian Information Commissioner

Data Security Measures

Protecting financial information requires multiple layers of defense. We've invested in both technical safeguards and operational procedures that reflect the sensitivity of the data you trust us with.

Technical Protections

• End-to-end encryption for all data transmitted between your device and our servers using TLS 1.3 protocols
• AES-256 encryption for data at rest, ensuring your budget information remains unreadable even if storage systems are compromised
• Multi-factor authentication options for account access, adding verification beyond passwords
• Regular security audits conducted by independent Australian cybersecurity firms
• Automated monitoring systems that detect and respond to suspicious access patterns

Operational Security

Our Newcastle team follows strict protocols for handling personal data. Staff members receive ongoing privacy training, access to financial information is limited based on job requirements, and we maintain detailed logs of who accesses what data and when.

Despite these precautions, no online system is completely invulnerable. If we experience a data breach that affects your information, we'll notify you within 72 hours as required by Australian law and explain what happened and what steps we're taking.

Data Retention and Deletion

We keep your information only as long as it serves a legitimate purpose. Different types of data have different retention schedules based on legal requirements and practical needs.

Active Account Data

While your account remains active, we retain your budget information and usage history to provide continuous trend analysis. You can delete specific entries anytime through your dashboard, and we automatically archive budget data older than seven years unless you specify otherwise.

Closed Account Handling

When you close your account, we begin a 90-day grace period during which you can reactivate without losing data. After this window, we permanently delete your personal information with these exceptions:

• Transaction records required for tax compliance are archived for seven years in line with Australian Taxation Office requirements
• Anonymized usage statistics that can't be linked back to you may be retained for platform improvement
• Records related to disputes or legal matters are kept until the issue is fully resolved

Backup Systems

Our backup systems maintain encrypted copies of data for disaster recovery purposes. When information is deleted from production systems, it's also removed from backups during the next backup cycle, typically within 45 days.

Cookies and Tracking Technologies

Like most web platforms, we use cookies and similar technologies to make azitaviranovorisavor work properly and remember your preferences. You have control over how these function.

Types of Cookies We Use

• Essential Cookies: Required for basic functions like logging in and maintaining your session securely. These can't be disabled without breaking core features.
• Preference Cookies: Remember your settings such as currency display format and notification preferences
• Analytics Cookies: Help us understand which features get used most and where people encounter difficulties, using aggregated data that doesn't identify individuals
• Performance Cookies: Allow us to test different layouts and measure load times to optimize the experience

Your browser settings let you refuse cookies entirely, though this may limit functionality. Most browsers also offer "do not track" options, which we honor for non-essential tracking.

Children's Privacy

azitaviranovorisavor's budget analysis services are designed for adults managing household finances. We don't knowingly collect information from anyone under 18 years old. If you're a parent or guardian and believe your child has created an account, contact us immediately at info@azitaviranovorisavor.com so we can remove their information.

We recognize that some families involve teenagers in budget discussions as part of financial education. If you'd like your minor child to access certain features under your supervision, reach out to discuss appropriate safeguards.

Changes to This Policy

We update this privacy policy periodically to reflect new features, legal requirements, or changes in how we handle data. When significant changes occur, we'll notify you through email and display a prominent notice on the platform for at least 30 days.

The "Last Updated" date at the top shows when the current version took effect. We recommend reviewing this page every few months, especially if you're concerned about how your financial data is managed.

Continuing to use azitaviranovorisavor after policy changes means you accept the updated terms. If you disagree with modifications, you can close your account before they take effect and request deletion of your data.

Australian Privacy Law Compliance

azitaviranovorisavor operates under the Australian Privacy Principles established by the Privacy Act 1988. This means you benefit from some of the strongest privacy protections available for financial services.

Your Complaint Rights

If you're unhappy with how we've handled your personal information, you can lodge a formal complaint with our privacy officer. We'll investigate thoroughly and respond within 30 days. If you're not satisfied with our response, you have the right to escalate to the Office of the Australian Information Commissioner.

Notifiable Data Breaches

Under the Notifiable Data Breaches scheme, we're required to notify both you and the OAIC if a data breach is likely to result in serious harm. We maintain incident response procedures specifically designed to meet these notification timelines and minimize impact.